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Cloud Accounting

Cloud Accounting: The Future of Business Finance

Gone are the days of traditional accounting where paper receipts, ledgers, and spreadsheets were used to keep track of financial records. With the advent of it, businesses have shifted to a more efficient, cost-effective, and flexible way of managing their finances. It is the practice of using web-based software to store and process financial transactions. […]

Bookkeeping Services

Bookkeeping Services: What They Are and Why You Need Them

Bookkeeping is the process of recording financial transactions for a business. It is an essential part of any company’s financial management, as it helps to ensure that accurate financial records are kept, and that the business remains compliant with all relevant laws and regulations. While some small business owners may choose to handle their own […]

What is the GST/HST Credit?

The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is intended to help low to modest income Canadians offset the tax they pay on consumer goods and services. The Canada Revenue Agency pays out the GST/HST credit quarterly to qualifying individuals and families. Apply for the GST/HST credit by simply filing your tax return In most cases, […]

The 9 Biggest Tax Changes Canadians Need to Know in 2023

Tax filing season is right around the corner, and many new changes have been put into effect for the 2022 tax year that may have an impact on your situation, including new credits and deductions that you may be eligible for.  To make things simple, we’ve provided a breakdown of how these changes will affect […]

Will the US Federal Reserve’s rate hike impact Canadian mortgages?

The US Federal Reserve – the American central bank counterpart to the Bank of Canada – hiked their federal funds rate by 0.25% this week, bringing their benchmark cost of borrowing to a range of 4.5% – 4.75%, and signaling there will be a couple more increases to come before they can ease up on the monetary […]

The Best Home Insurance Companies in Canada

The best home insurance companies in Canada for customer service aren’t the most expensive providers, nor are they the most popular. Ratehub.ca compared the 2019 Canada Home Insurance Satisfaction Study, conducted by J.D. Power, with the premiums they would charge a specific homeowner. While the price of home insurance is determined by an array of factors including […]

Cancelling Your Car Insurance

Car insurance is the law in all Canadian jurisdictions and must be purchased by every driver. But there are times where it may be necessary to cancel your car insurance. For example, you may want to change providers to get a better deal, you may want or need to give up your car, or you […]

Tips to Get Approved For a Mortgage

If you’re looking to dive into homeownership, it’s important to be prepared at every step. Besides tracking interest rates and hunting for the perfect home, applying for a mortgage is the biggest step in the process. While it might seem stressful, it can be made much easier if you get your financial affairs in order ahead […]

The best credit cards in Canada for 2023

Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards aren’t one-size-fits-all. We’ve said this before — the best one for you depends on your financial situation and may […]