Car insurance is the law in all Canadian jurisdictions and must be purchased by every driver. But there are times where it may be necessary to cancel your car insurance. For example, you may want to change providers to get a better deal, you may want or need to give up your car, or you […]
If you’re looking to dive into homeownership, it’s important to be prepared at every step. Besides tracking interest rates and hunting for the perfect home, applying for a mortgage is the biggest step in the process. While it might seem stressful, it can be made much easier if you get your financial affairs in order ahead […]
Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards aren’t one-size-fits-all. We’ve said this before — the best one for you depends on your financial situation and may […]
Registered Retirement Savings Plans (RRSP) Registered Retirement Savings Plans (RRSP) – Tips and FAQs. What is RRSP? RRSP stands for Registered Retirement Savings Plans. It is a program approved by the government of Canada that was designed to encourage individuals to save for retirement by providing powerful tax reductions. The tax break comes with two […]
It can be scary, daunting, overwhelming and depressing. It can even be embarrassing to not file your tax returns for long periods of time. We all run into life’s major detours that put us off track. This can happen with our Income Taxes and related filings after one of Life’s major events. Death of a […]